Credit Score 101 — How to Raise Your Score by 100 Points
My credit score was 580 when I graduated college. I didn’t even know that was bad until I tried to rent my first apartment and the landlord looked at me like I’d just handed him a parking ticket instead of a rental application. He approved me anyway — with an extra month’s deposit as collateral — but that moment stuck with me. I was 22 years old and already starting adult life with a financial handicap I barely understood. ...